Attention homeowners in Kokomo and Howard County: Get an Appraisal today!

The top seven reasons IN homeowners need Alpha Appraisals:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Howard county's assessment of your property
Remove PMI to cut their mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a IN divorce, where property needs to be divided
Settle an estate in IN by determining the true market value of real estate in question

Need help deciding the price of your home in or near Kokomo, IN?
Contact Alpha Appraisals.

We at Alpha Appraisals understand the individual needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Alpha Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Alpha Appraisals is experienced in helping clients just like you do away with unwanted PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. This only means you're probably paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Alpha Appraisals is your #1 weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. A professional appraisal from Alpha Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would like to have a seasoned expert double-check it for preciseness or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Alpha Appraisals offers field reviews where we'll go out and check the subject and comparables. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Alpha Appraisals can help you with that. Even though this is usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.